AB Bank Personal Loan System

AB Bank Personal Loan

AB Bank provides personal loans to meet personal or family expenses of customers or to meet their own needs. The main objective of AB Bank Personal Loan is to easily meet the customer's urgent needs, personal or family needs. AB Bank provides personal loans up to 20 lakhs to its customers in times of crisis. AB Bank personal loan tenure is maximum 60 months. In other words, the customer will get the opportunity to repay the loan within this long period of 60 months.

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AB Bank Personal Loan 

AB Bank Personal Loan Charges

  • AB Bank charges 500 taka for personal loan application fee.
  • AB Bank deducts 1% of the sanctioned loan for personal loan processing fee.

AB Bank personal loan requirements

  • Only those who are above 21 years of age and have a regular source of income or have the ability to repay the loan can take a loan from AB Bank.
  •  Bank officials will verify your details before disbursing the loan.
  • Benefits of taking personal loan from AB Bank
  • AB Bank is offering some attractive benefits to the customer in terms of personal loan compared to other banks.
  • AB Bank provides enough time to the customer to repay the loan.
  • AB Bank executes loans to meet customer needs within a short period of time.
  • AB Bank personal loan interest rate is affordable for the customer.
  • The customer can repay the loan amount in installments or EMIs.

Documents requirement for AB Bank Personal Loan

  1. Application form downloaded from the bank's website or collected from any branch of AB Bank and duly filled and signed.
  2. Two copies of passport size color photographs recently taken by the customer.
  3. Photocopy of National Identity Card or Voter ID Card, or Passport
  4. Photocopy of electricity bill, gas bill, or telephone bill for address proof
  5. Salary certificate, bank statement, or income tax return for proof of income.
  6. If you are a businessman, you have to issue a trade license.
  7. If the loan amount is high, then collateral must be kept. Documents to be submitted based on the type of collateral.
  8. Photocopy of National Identity Card of the nominee
  9. Recent photograph of the nominee.
  10. Guarantee given by husband/wife/father/mother.
  11. Personal guarantee other than family.

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