Janata Bank Fixed Deposit Rate

Janata Bank FDR

Janata Bank Fixed Deposit Rate or FDR refers to keeping the customer's money fixed or deposited in the bank for a specified period and getting back the capital with profit at the end of the term. Janata Bank's fixed deposit or FDR profit rate has increased compared to earlier.


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Janata Bank FDR


Advantage of Janata Bank FDR

Janata Bank FDR account can be opened by the customer at any branch of Janata Bank. Janata Bank FDR account can be opened by customers individually and jointly. A customer can open more than one Janata Bank FDR account.


SOD Loan Facility

Janata Bank FDR account offers attractive interest rates along with up to 80% SOD loan facility for urgent needs of the customer which can be repaid in one year. This SOD loan can be repaid in monthly installments if the customer wants


Conditions for account closure before maturity

In case of emergency, the customer gets the facility of encashment or withdrawal even before the maturity date.


  • The customer will get the savings rate even if it is less than three months
  • If more than three months and less than six months, customer will get FDR rate of three months
  • If more than six months but less than one year, the customer will get six months FDR rate
  • Janata Bank offers a profit of 7% on FDRs of three months or more but less than six months.
  • Janata Bank offers 7.25% interest on FDR or Fixed Deposits of six months and above but less than one year.
  • Janata Bank offers 6.50% interest on FDRs of one year and above but not above two years on any amount of Rs.

Janata Bank pays a maximum of 7.50% profit from 7% profit to FDR.


Read more - AB Bank Millionaire Deposit Scheme


Amount of money received according the rate of profit

  • Janata Bank pays a profit of Rs 1750 for three months FDR on Rs 1 lakh
  • Janata Bank pays profit of Rs 3625 in six months on Rs 1 lakh six month FDR
  • One year FDR Janata Bank pays profit of Rs 7500 on Rs 1 lakh
  • Janata Bank pays profit of Rs 17500 for three months on Rs 10 lakhs
  • Janata Bank pays a profit of Rs 36250 for a period of six months on Rs 10 lakhs
  • Janata Bank pays a one year profit of Rs 75000 on Rs 10 lakhs

Remember, if you have a teen certificate, the tax deduction will be 10%, if you don't have a teen certificate, the tax deduction will be 15%.


Documents required to open Janata Bank FDR account

  • The customer has to provide two copies of photographs which are to be attested by the introducer.
  • Nominee has to provide one photocopy which has to be attested by the account holder.
  • Photocopy of NID card of account holder and nominee should be provided.
  • If there is no NID card, photocopy of passport or birth registration must be provided. Photo attestation must be provided in case of birth registration.

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